Resource Center
Defensive Driving in New York
Most serious car accidents are preventable, and a handful of contributing factors show up again and again: distraction, following too closely, and driving too fast for conditions — especially in New York's dense traffic and unpredictable weather. New York law prohibits handheld phone use while driving, but distraction takes many other forms as well, from in-car infotainment systems to eating behind the wheel.
No amount of careful driving eliminates the risk of being hit by someone else's negligence, though. Fault matters even when both drivers carry insurance — it determines whose policy pays, how much, and whether you're entitled to compensation beyond what your own insurer offers.
- Distracted driving (texting, phone use)
- Following too closely in heavy traffic
- Speeding, especially in construction zones
- Driving impaired
- Poor visibility in rain, snow, or fog
- Fatigue on long commutes
Frequently Asked Questions
Does New York have a hands-free driving law?
Yes — New York prohibits handheld cell phone use while driving under Vehicle and Traffic Law §1225-c.
What should I do immediately after a crash?
Check for injuries, call 911, document the scene with photos, exchange information, and seek medical attention even if you feel okay — some injuries aren't immediately apparent.
Why does fault matter even if I have insurance?
Fault determines which policy is primarily responsible for damages and whether you may be entitled to compensation beyond your own insurer's limits.
Injured by a Negligent Driver?
Get a free, confidential case review — there's no cost or obligation to find out where you stand.